Disclosures & Important Information

Last Updated: January 31, 2026

LICENSING INFORMATION

Amanda Cantrell Certified Financial Fiduciary® (CFF®)

Licensed Insurance Producer Washington Insurance Producer License #: 1121309

National Producer Number (NPN): 20078868

CA LIC: 4253688

Joshua Cantrell Licensed Insurance Producer

Washington Insurance Producer License #: 1145303

National Producer Number (NPN): 20221855

CA LIC: 4473479

To verify our licenses or check our records, contact: Washington State Office of the Insurance Commissioner Phone: 1-800-562-6900 Website: www.insurance.wa.gov

GENERAL DISCLAIMER

The content provided on this website is based on sources that are believed to be reliable. However, this material is not intended to offer investment, tax, or legal advice. For specific guidance related to your personal circumstances, please consult with a qualified legal or tax professional. The information and opinions expressed are for general informational purposes only and should not be interpreted as a solicitation for the purchase or sale of any securities or investment products.

SCOPE OF SERVICES

Joshua and Amanda Cantrell are licensed insurance brokers authorized to sell life insurance, annuities, disability insurance, long-term care insurance, and related insurance products in the states listed above. We are NOT: - Registered investment advisors (we do not manage investment portfolios) - Securities-licensed representatives (we do not sell stocks, bonds, mutual funds, or other securities) - Attorneys (we do not provide legal advice) - Certified Public Accountants (we do not provide tax preparation or tax advice)

Amanda Cantrell holds the Certified Financial Fiduciary® (CF2®) designation, which provides additional duties and requirements to act with a fiduciary obligation clients' best interests. For investment, legal, or tax advice, we will refer you to appropriately licensed professionals.

ANNUITY BEST INTEREST STANDARD

When recommending annuity products, we are required to act in the best interest of consumers under Washington state law (RCW 48.23.015) and similar laws in other states where we are licensed. This means we must: - Exercise reasonable diligence, care, and skill to understand your financial situation, insurance needs, and financial objectives - Have a reasonable basis to believe that any annuity we recommend effectively addresses your needs and objectives over the life of the product - Communicate the basis of our recommendations to you - Disclose any material conflicts of interest Our best interest obligation does not create a fiduciary relationship or impose fiduciary duties beyond those specifically required by applicable insurance laws, except where Amanda Cantrell is providing financial services under her CF2® designation. For questions about annuity suitability requirements, contact: Washington State Office of the Insurance Commissioner Phone: 1-800-562-6900 Website: www.insurance.wa.gov

COMPENSATION DISCLOSURE

Joshua and Amanda Cantrell are independent insurance brokers who are compensated through commissions paid by insurance companies whose products we offer. We do not charge fees to clients for insurance consultations or product recommendations. Commission Structure: - We receive commissions from insurance companies when you purchase insurance products through us - Commission rates vary by product type and insurance company. We decline any additional commission incentives companies may have in place as part of our Certified Financial Fiduciary duties or if they are inherent to a product in your best interest we will disclose it. Prior to any insurance purchase, we will provide you with a detailed written compensation disclosure form that specifies: - The insurance company that will pay the commission - The amount or percentage of commission we will receive - Any additional compensation we may receive. We may also receive non-cash compensation such as: - Marketing materials and sales support - Training and professional development - Conference attendance and recognition awards. These arrangements do not affect the recommendations we make to clients. Our obligation is to recommend insurance products that are suitable for your needs and in your best interest. You have the right to request specific information about our compensation at any time. Contact us at josh.cantrell@mvmtfinancial.com or amandacantrell@mvmtfinancial.com with questions. For more information about compensation disclosure requirements: Washington State Office of the Insurance Commissioner Website: www.insurance.wa.gov/disclosure

STATE REGISTRATION

Joshua and Amanda Cantrell are licensed to conduct insurance-related business and provide insurance advisory services only in states where they are properly registered. This website is accessible nationwide, but we can only provide insurance services to residents of states where we hold active licenses. We hold and can obtain licensure in any state. Before providing services, we will verify that you reside in a state where we are properly licensed and compliant.

WEBSITE DISCLAIMER

This website is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any insurance product or services. The content of this website is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or insurance opportunity. MVMT Financial™ does not intend the information on this website to be insurance advice, investment advice, tax advice, or legal advice. The information presented on this website should not be relied upon to make any insurance, investment, or financial decision without consulting with us directly for personalized advice. The information provided on this website is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation or which would subject MVMT Financial™, its affiliates, employees, directors, officers, or agents to any registration requirement within such jurisdiction or country. The content of this website is provided "as is" without warranty of any kind (express or implied). MVMT Financial™ does not assume any obligation to update the information and data on this website and does not guarantee that it is accurate, current, valid, complete, or suitable for any particular purpose.

NO GUARANTEES

Insurance products, including annuities, are backed by the claims-paying ability of the issuing insurance company. Guarantees provided by insurance products are subject to the financial strength of the insurance company. We cannot guarantee the future performance of any insurance company or insurance product. Past performance is not indicative of future results. Economic conditions, interest rates, and other factors may affect insurance product performance and availability.

CONSUMER COMPLAINTS

We are committed to serving our clients with integrity and professionalism. If you have a concern about our services, please contact us directly at: MVMT Financial™ Email: josh.cantrell@mvmtfinancial.com. You also have the right to file a complaint with the Washington State Office of the Insurance Commissioner or the insurance department in any state where we are licensed. Washington State Office of the Insurance Commissioner: - Phone: 1-800-562-6900 - Email: AskMike@oic.wa.gov - Online Complaint Form: www.insurance.wa.gov/file-complaint-or-check-your-complaint-status - Mail: Office of the Insurance Commissioner PO Box 40255 Olympia, WA 98504-0255

PRIVACY & DATA PROTECTION

We are committed to protecting your privacy and personal information. Please review our Privacy Policy [LINK TO PRIVACY POLICY PAGE] for detailed information about how we collect, use, and protect your data. Key Privacy Points: - We do not sell your personal information to third parties - We are subject to Gramm-Leach-Bliley Act (GLBA) privacy requirements - We maintain physical, electronic, and procedural safeguards to protect your information - You have rights to access, correct, and request deletion of your personal information California Residents: Under the California Consumer Privacy Act (CCPA), you have additional privacy rights. Visit our "Do Not Sell My Personal Information" page [LINK] to exercise your CCPA rights. For our complete Privacy Policy, click here: [LINK TO PRIVACY POLICY] --- ACCURACY OF INFORMATION While we strive to provide accurate and up-to-date information, insurance products, regulations, and tax laws change frequently. The information on this website may not reflect the most current developments. Any information provided through this website should not replace a personal consultation where we can assess your specific situation and provide current, personalized recommendations. By using this website, you acknowledge and agree that the content and services provided are for informational purposes only and that you should seek professional advice before making any financial or insurance decisions.

LINKS TO THIRD-PARTY WEBSITES

This website may contain links to third-party websites for your convenience and information. We do not control and are not responsible for the content, privacy policies, or practices of any third-party websites. We encourage you to review the terms and privacy policies of any third-party websites you visit. The inclusion of any link does not imply our endorsement of the linked site or any association with its operators. ---

ELECTRONIC COMMUNICATIONS

When you communicate with us via email or through our website contact forms, you consent to receive communications from us electronically. We will communicate with you by email or by posting notices on our website. You agree that all agreements, notices, disclosures, and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing, to the extent permitted by applicable law.

CONSENT TO USE WEBSITE

By using this website, you acknowledge that you have read, understood, and agree to be bound by these disclosures and disclaimers. If you do not agree with any part of these disclosures, please do not use this website.

QUESTIONS OR CONCERNS

If you have questions about any of these disclosures or about our services: Contact MVMT Financial: Email: [Your Email] Phone: [Your Phone] Address: [Your Physical Address] Contact Washington State Office of the Insurance Commissioner: Phone: 1-800-562-6900 Website: www.insurance.wa.gov

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Trademarks: MVMT Financial™ and all related logos and designs are trademarks or registered trademarks of MVMT Financial™. All other trademarks are the property of their respective owners.