
Veteran's
Strategic Financial
Planning
We extend our heartfelt gratitude to all veterans for your unwavering dedication and service to our country. Now, we are honored to support you in return. Whether you're seeking guidance on life insurance options or need assistance with other financial matters, we are here to serve you. Please reach out to us for personalized support and resources designed to meet your needs. Your service will always be remembered, and we are dedicated to standing by you every step of the way.
Every Plan Reviewed by
a Certified Financial Fiduciary

1
VGLI & SBP Alternative Strategy
Our VGLI & SBP Alternative Strategy is designed to get you superior coverage, at a better price, build a tax-advantaged financial asset that you can access at any time, and provide the coverage that your family needs in the event that something happens to you.
VGLI: The Veterans' Group Life Insurance (VGLI) program offers veterans the opportunity to convert their Servicemembers' Group Life Insurance (SGLI) coverage to a renewable term insurance policy after leaving military service. Premiums increase every five years, nearly doubling every 10. This can be an expensive long-term option for Veteran's who may otherwise qualify for private Life Insurance.
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SBP: The Survivor Benefit Plan (SBP) provides financial security for military families by offering a monthly annuity to a designated beneficiary in the event of the service member's death. SBP premiums are 6.5% of the service member's gross retired pay, and the benefit is that the beneficiary will be paid 55% of the service member's retired pay upon the service member's death.
2
Thrift Savings Plan (TSP)
Roll Overs
Once you are retired from the military or federal employment your TSP can be moved or "rolled over" to a like account. We specialize in helping our Clients secure their hard earned retirement nest egg into zero risk of loss strategies that often come with bonus incentives.
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Rolling a Thrift Savings Plan (TSP) into an annuity can ensure a predictable and consistent income throughout retirement, which helps in budgeting and managing expenses effectively. An annuity provides a reliable source of funds by converting your lump sum into periodic payments, potentially reducing the risk of outliving your savings. Moreover, this rollover can offer tax advantages, as annuities can help defer taxes on the investment gains until you begin receiving payments, enhancing your overall retirement strategy.
3
Term Life Insurance
Term life insurance provides straightforward and affordable coverage, offering substantial benefits for individuals seeking financial protection. It delivers a fixed death benefit for a specified term, such as 10, 20, or 30 years, ensuring that beneficiaries receive a lump sum payment if the policyholder passes away during the term. This type of insurance is often more cost-effective compared to permanent policies, making it an attractive option for those who need coverage for a specific period, such as while raising children or paying off a mortgage. Additionally, term life insurance provides peace of mind with its clear, predictable benefits and relatively low premiums.
4
Generational Wealth Planning
Life insurance plays a crucial role in generational wealth planning by providing a tax-free death benefit that helps preserve and efficiently transfer wealth to beneficiaries. It ensures estate liquidity, allowing your heirs to cover estate taxes, debts, and other expenses without the need to sell off valuable assets. Additionally, by designating beneficiaries directly on the policy, you can bypass the probate process, making the wealth transfer smooth and straightforward. This strategic tool also supports legacy planning by enabling you to leave a financial impact that reflects your values and priorities. Furthermore, life insurance can be used to equalize inheritances among heirs, ensuring that all beneficiaries receive a fair share of your estate, even if some have inherited non-liquid assets like a family business or property.


Joshua Cantrell
Veterans Financial Strategist
Committed to helping you build a VGLI & SBP Alternative Strategy that gets you better coverage at a better price, customized to fit your needs.